Money, made intelligent
The smart way to budget, save, and reach your goals
AI that understands your life—personalized nudges, real-time insights, and a coach that never judges. Join 50,000+ people building better money habits.
50K+
Active users
$2B+
Tracked annually
4.9
App Store rating
94%
Stay on budget
On web and mobile
Dashboard
Budget
Goals
4.9 from 500+ reviews · Join 50,000+ users
“BudgX finally made budgeting stick. The AI nudges feel like a friend reminding me, not a nagging app. I actually look forward to my weekly insight.”
“Hit my first savings goal in 3 months. The insights showed me exactly where I was leaking money. Now I'm on track for a down payment.”
“Best money app I've used. Clean, fast, and the AI actually understands my spending patterns. My whole family uses it.”
Everything you need to stay on track
From daily nudges to long-term goals, BudgX adapts to how you spend and save.
AI coach that gets you
Personalized nudges and tips that fit your life—not generic advice. Get gentle reminders before you overspend and weekly insights that actually help.
Budget that adapts
Set limits by category, track spending in real time, and see exactly where your money goes. AI can suggest limits based on your income and goals.
Goals you’ll actually hit
Save for trips, emergencies, or big purchases. Clear milestones, progress tracking, and a nudge when you fall behind.
Insights that make sense
Charts and reports you can understand at a glance. Export to CSV, share with your advisor, or just use them to stay on top.
Get started
Your path to smarter money in 3 steps
No spreadsheets, no guesswork. Set up once and let AI keep you on track. Most people are ready in under 2 minutes.
Create your account in 30 seconds
Sign up with email or Google. No bank link required to start—you can add transactions manually or connect later for automatic sync.
- Choose your currency and timezone
- Optional: link bank for auto-import
- Your data is encrypted and never sold
Set your first budget and goals
Tell us your income and what matters to you. Our AI suggests category limits, or you can use the 50/30/20 rule. Add one or more savings goals in one tap.
- AI-generated budget or custom limits
- Savings goals with milestones
- See your plan in one dashboard
Get your first insight in minutes
Add a few transactions or connect your accounts. You’ll see where you stand, get your first nudge, and can chat with the AI coach anytime.
- Real-time spending vs budget
- Weekly insights every Sunday
- Unlimited questions in Premium
No credit card · 2-minute setup · Cancel anytime
Simple, transparent pricing
Start free. Upgrade when you want the full AI coach and unlimited power.
Free
$0
Forever
- Transaction tracking
- 5 budget categories
- 3 savings goals
- Limited AI insights (10/mo)
- Basic reports
Premium
7-day free trial$4.99
per month
- Everything in Free
- Unlimited budgets & goals
- Full AI coach & nudges
- Custom reports & export
- Priority support & ad-free
No card required to try · Cancel anytime
Yearly plan $49.99/year (save 17%). View all options
See BudgX in action
A quick walkthrough of dashboard, budgets, goals, and the AI coach.
Demo video — add your YouTube embed when ready
Frequently asked questions
Everything you need to know before you start.
Is BudgX free to use?
How does the free trial work?
Is my financial data secure?
Can I use BudgX without linking my bank?
Ready to take control of your money?
Join 50,000+ people building better habits with BudgX. Start free—no card required.